You may be surprised by how much home you really can afford.  Affordability traditionally takes into consideration income, credit rating, interest rates, and other household expenses.  Typically working with a bank or mortgage company, your debt to gross income ratio should not exceed 35-38%.  Contact a licensed lending institution directly to determine what you would qualify for with them.

However, our company offers more flexibility because our formula for eligibility also includes weighing your employment and rent history more heavily.  Our mission is to help you acquire an affordable home that fits your requirements and budget.  With the recent drop in the real estate prices and our Rent-to-own program, you may even be able to purchase a new home with very little down, paying the same monthly payment as you are currently paying in rent.

The property calculator below is set VERY conservatively for a traditional bank loan and does not include rent-to-own or sweat equity.  Contact us and we can provide more information on this important topic.